business finance products

Our Finance Products

Customers who feel confident are more likely to buy from your business – and become repeat customers. Our range of finance products gives your customers the support they need to make those important purchase decisions.

For retailers, we offer personal loans with competitive APRs, interest-free loans over a range of lending periods, and buy-now-pay-later loans that can be payment-free for up to 12 months. 

  • Retail finance products Retail finance products

    We provide loans and finance products for the following retail products:

    • Home Improvement - Kitchens, Windows, Conservatories, Heating
    • Electrical - Sewing Machines, TVs, Sound Systems, Lights Systems
    • Furniture - Carpets, Sofas, Beds, Bathrooms, Furniture
    • PC & Leisure - Personal Computing, Phones, Exercise Equipment, Cycling/Bicycle Equipment
    • Other - Jewellery, Alloy Wheels / Motor Accessories



    Personal loan - interest free

    Personal loan - with buy now pay later

    Personal loan - interest bearing

    Finance type

    Fixed-term personal loan without interest

    Fixed-term personal loan where first monthly payment is deferred for a set period or until a specified future date

    Fixed-term personal loan with equal fixed monthly payments throughout the loan agreement

    Secured loan?





    Interest applied?


    See product details


    Loan Value

    Up to £50,000 depending on product financed

    Up to £50,000 depending on product financed

    Up to £50,000 depending on product financed

    Loan term

    1 – 5 years

    1 – 5 years

    1 – 5 years

    Product details

    Under a buy now, pay later loan, the customer can choose from the following options:

    • Repay the loan in full (only during the buy now pay later period or before the deferral period ends). There is no interest to pay, but there may be a settlement fee:
    • Start to make repayments after the buy now pay later deferral period ends, we will add interest to the loan from the start of the loan agreement and the customer makes regular monthly repayments
    • Interest is charged from the start of the loan agreement if the customer does not pay off the loan before the end of the deferral period
Supporting your sales

Supporting your sales

Building a successful partnership to boost sales

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0330 058 1111*

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