Home improvement

Home improvements

Retail finance solutions

Spreading the cost of larger purchases

Offering point of sale finance could help your customers choose an option that comfortably fits their monthly budget, and gives them the flexibility to spend a little more to get the products and specifications that they really want. It can be fully integrated into your sales process so no need to switch systems or print illustrations for your customers.
Retail finance can also smooth the process for any distress purchases such as a new boiler where funds may not be readily available. 
In fact, 54% of consumers told us they wouldn’t have been able to make the same purchase without POS finance,* and 51% of consumers say having the options to spread costs into fixed monthly payments will make them more able or more likely to buy a high value item** 
We work with a range of partners in the home improvement sector and understand some of the challenges you face. 
Take a look at some of the key features of our finance solutions:

Just minutes to apply

Using our intuitive, quick finance application process, customers can apply in store, online, or take an omni-channel approach.

No paperwork required

Customers can sign their finance agreement with just a click at a time and place to suit them with Sign Anywhere built-in

Flexible billing & shipping

So your customers can send their purchase to a different address, and you can provide Click & Collect options.

Our products

Interest free credit

A personal loan for your customers over a fixed time with equal monthly payments and absolutely no interest to pay.

Interest bearing credit

Enables your customers to spread the cost of their purchase into equal monthly payments over a set amount of time.

Buy now pay later

Offer your customers the opportunity to enjoy their purchase before they start making monthly payments with a deferred first payment period.

Get in touch

To discuss your business requirements and how Barclays can support you, contact us today.

Explore capabilities

Find out about Sign Anywhere, our seamless Application Journey, and more.

Why Barclays?

Find out why we’ve been trusted by business partners across multiple industries for more than a decade.


* Barclays Partner Finance research survey ‘Consumer insights report’ - based on the responses of 1,026 UK consumers – October 2018

** Barclays Partner Finance research survey ‘Has your customers' spending really changed?’ – based on the responses of 1,028 UK consumers – July 2020