Spreading the cost of larger purchases

Offering point of sale finance could help your customers choose an option that comfortably fits their monthly budget, and gives them the flexibility to spend a little more to get the products and specifications that they really want. It can be fully integrated into your sales process so no need to switch systems or print illustrations for your customers.

Retail finance can also smooth the process for any distress purchases such as a new boiler where funds may not be readily available. 

In fact, 54% of consumers told us they wouldn’t have been able to make the same purchase without POS finance,* and 51% of consumers say having the options to spread costs into fixed monthly payments will make them more able or more likely to buy a high value item** 

We work with a range of partners in the home improvement sector and understand some of the challenges you face. 

Take a look at some of the key features of our finance solutions:

 Reference

* Barclays Partner Finance research survey ‘Consumer insights report’ - based on the responses of 1,026 UK consumers – October 2018

** Barclays Partner Finance research survey ‘Has your customers' spending really changed?’ – based on the responses of 1,028 UK consumers – July 2020